Disclaimers

Nyance informs, Nyance does not advise.

1. Nature of the content. Screener verdicts, indicators and calculations (zakat, inheritance) are general information, identical for all users. They do not constitute personalised investment advice, an investment recommendation or a religious opinion. They do not take into account your situation, objectives or resources, and do not tell you whether to buy, sell or hold a security.

2. What a verdict says. A verdict indicates whether a company meets, as of the date shown, the business criteria and ratios of our methodology, based on AAOIFI Standard No. 21 with the adjustments described in Methodology. It measures neither the performance, the price nor the quality of an investment, and expresses no judgement on the company or its management.

3. Data, errors and right of reply. Verdicts rely on automatically extracted public data, whose sources and date appear on each page. They may contain errors or delays. Any person or company concerned can report an error to shariah@nyance.io: we review the request within 10 business days and correct the verdict if needed. Any person named has the right of reply provided by French law for online services (Article 6 of the Law of 21 June 2004).

4. The Shariah board. Sakina Consulting has issued to Nyance Incorporation, for the screener, a document reproduced in its own terms on the Certifications page. It does not rule on any of the companies analysed by the screener, nor on your personal situation.

5. Risk and responsibility. Investing involves a risk of capital loss. You alone decide on your investments. You are responsible for the accuracy of the information you enter for your zakat; if an error comes from our calculations or data, report it and we will correct it.